The honest risk math — before you sign anything.
Borrow at 4%, Bitcoin must gain more than ~7% over 3 years. Sounds easy. It is not.
Bitcoin only needs to beat your loan cost plus taxes and fees. One problem: you are betting on YOUR specific 3 years.
Borrowed Nov 2021 at $69K BTC? By Nov 2022 it was $16K. Your $10,000 became ~$2,300. The loan still wanted $10,630.
You cannot "just hold" when a payment is due on the 1st. Borrowed money turns a temporary dip into a permanent loss.
Can you pay if Bitcoin goes to zero? What happens at term end if it is down 50%? Why now — math, or hype?
Small amounts of your own money. Learn how volatility feels. Revisit the question in a year — you will know yourself better.
Real crash examples, the 5 questions in detail, and the honest case for AND against — all in the free guide.
Read the Full Guide →