The 2026 plain-English guide — what is taxed, what is not, and the record system that saves you.
Taxes do not care about your intentions. They care about events. Every swap, sale, and reward is an event.
Buy ETH at $2,000, sell at $3,500 — the $1,500 gain is taxed. Cost basis and holding period decide how much.
Swapping BTC for ETH with no dollars involved? Still fully taxable. Fifty swaps = fifty taxable events.
Taxed as income when received, then again as capital gains if they rise before you sell. Double layers.
Buying and holding: not taxed. Moving between your own wallets: not taxed. Paper gains: not taxed.
One spreadsheet, one row per event. Export exchange CSVs monthly. Use tax software at filing time.
The 4 taxable events, the honest risks, 4 FAQs and the tax-smart yield playbook — in the free guide.
Read the Full Guide →