Which should a BEGINNER choose? The honest comparison — no tribal warfare.
Buy Bitcoin exposure in your brokerage app in 5 minutes. No wallets, no seed phrases, works inside retirement accounts.
Yearly fees forever. Market-hours only. You own shares, not bitcoin — you can never withdraw actual BTC.
Real bitcoin in a wallet only you control. No fees, no counterparty, move it 24/7, truly yours.
YOU are the bank. Lost seed phrase = gone forever. Phishing, wrong addresses — no undo button, no support line.
Have a brokerage? Hate homework? Want price exposure or real ownership? Your answers pick your path.
Fees, risks, taxes and the full decision framework — all in the free guide.
Read the Full Guide →