The honest 2026 math — capital, tax and bear-market risk.
Mathematically yes. Realistically, almost certainly not — not with the amount most people have.
$60,000 a year needs about $1.2M staked at 5% — before tax. $1,000 a month needs $200,000–$300,000.
$100K staked at 6% = $500 a month before tax. After a 15% fee and 22% tax: about $331 in hand.
ETH ~2.5%, SOL ~5%, ADA ~2% (12 Nov 2026). The safest network pays the least — and 10% yields come from riskier chains.
A 50% price drop halves your income overnight — while rent and bills stay the same. Selling rewards means selling at the bottom.
US: rewards are ordinary income when received — even if you never sell. UK: income tax on receipt, CGT on disposal.
The capital table, the comparison with savings and dividends, the tax rules and the FAQ — all in the free guide.
Read the Full Guide →